Terms and conditions of use and legal information
Please read these conditions carefully. By accessing this website and its constituent pages, you are declaring that you have accepted the following terms and conditions of use and legal information in connection with this website (and the content thereof). If you do not accept the following terms and conditions, please leave this website and its constituent pages (hereinafter referred to as "website").
Intended addressees
This website is aimed exclusively at natural and legal persons or business partnerships and corporations having their place of residence or registered office in Switzerland.
Copyright
Unless stated otherwise, all the content of this website is owned exclusively and fully by the Association of Swiss Cantonal Banks (ASCB) and/or the individual Cantonal Banks (especially copyright and other rights). The content is freely usable only for browsing purposes; reproduction in any form – electronically or in writing – of all or any part of the content is prohibited without specific mention of the ASCB and/or the Cantonal Bank in question. Furthermore, the consent of the ASCB and/or individual Cantonal Banks must be obtained for the re publication of any content.
No offer
The information published on this website does not constitute either an
invitation to tender or an offer or a recommendation to carry out
financial transactions or to enter into any legal transaction.
The ASCB website is not intended for persons who are subject to a
jurisdiction which prohibits the publication or use of the ASCB website
(on the grounds of the nationality of the person concerned, their place
of residence or on any other grounds). Persons to whom such
restrictions apply are not permitted to access the ASCB website.
No assurance
While the ASCB has taken all reasonable care to ensure that the information on this website is correct at the time of publication, neither the ASCB nor its contractual partners can offer any assurance or warranty, either express or implied, including in respect of third parties, regarding the accuracy, reliability or completeness of the information. Opinions and other information on this website are subject to change at any time without prior notification. The ASCB does not use this website to give you or other third parties advice. The contents of this website do not purport to provide any assistance in deciding matters for legal, tax or other advisers, nor should any investment or other decisions be made on the basis of this information. Past performance is not necessarily an indication of future performance, i.e. the value of an investment may go down as well as up. For investment decisions, seek the advice of a qualified expert.
No warranty
The ASCB excludes any warranty regarding the information and opinions provided on this website. Furthermore, the ASCB accepts no responsibility and gives no warranty that the functions on this website will not be interrupted or are error-free, that errors will be rectified or that this website or the server is free from viruses or harmful components.
Exclusion of liability
The ASCB accepts no liability (including negligence) for loss or damage or consequential loss or damage arising from access to the content of this website or the use thereof (or the inability to access or use it).
Data security
When you visit our website or communicate with us (e-mail), your data
is transported over an open network that is accessible to anyone – the
Internet. The data may therefore be transferred across borders, even if
both the sender and the recipient are in Switzerland. This means in
particular that your data may be intercepted and viewed by third
persons.
Please also note that the information that you send to the ASCB or is
sent to you by the ASCB via an electronic medium, especially by e mail,
SMS etc, is generally not encrypted. Even if the message does happen to
be encrypted, the sender and recipient each remain unencrypted.
In addition, the ASCB would also expressly warn you of the risk of
viruses and the possibility of deliberate attacks by hackers. In order
to combat viruses, we recommend that you use the latest versions of
browsers and install regularly updated anti-virus software. As a matter
of principle, you should avoid opening e mails from unknown sources and
e-mail attachments that you were not expecting.
Links to other websites
The websites "linked" to the ASCB website and websites offering links to the ASCB website are completely outside the ASCB's control. The ASCB accepts no liability for the accuracy, completeness and legality of the content of such websites and for any offers of products and services contained therein. You connect to these sites or other websites at your own risk. In addition, the integration of links that lead from an outside website to the ASCB website shall always require the prior express written approval of the ASCB.
Ownership of this website and trademark right
The "Cantonal Bank" logotype and the Cantonal Bank symbol are registered trademarks of the ASCB. No component of this website is so designed as to thereby grant a licence or right to use an image, a registered trademark or a logo. Downloading or copying from this website grants you no rights regarding the software or the content of this website. The ASCB and the individual Cantonal Banks reserve all rights (especially copyright and trade mark rights) in all the content of this website and will make full use of all means open to them to enforce these rights.
Exclusion of liability
The ASCB accepts no liability (including negligence) for loss or damage or consequential loss or damage arising from access to the content of this website or the use thereof (or the inability to access or use it). In addition, the ASCB refuses any liability for tampering with the computer system of the Internet-user by third parties.
Contact
If you have any questions or suggestions about our products or services, please use the contact form.